All claimants with a personal injury case possess a familiarity with their injury, and with the accident that caused it. Their level of familiarity exceeds that of any adjuster that might contact such a claimant. Still, skillful negotiations can move any claimant’s strong position to an even more effective level.

The adjuster’s response to the demand letter

Each claimant is expected to send a demand letter to insurance company of the person that is being held responsible for the reported injury. That letter should state the amount of money that is being sought as compensation for the claimant’s injuries.

When responding to that letter, the adjuster might have questions about whether or not the reported accident was covered under the terms of the policyholder’s policy. The adjuster might also seek further proof, regarding the claimed severity of the claimant’s injuries. After posing those questions, the adjuster’s focus turns to the amount of money being offered to the claimant. In other words, this is the time for the adjuster’s initial proposal.

How claimants can aid creation of a settlement?

After gathering the facts that allow for determination of an injury’s worth, a claimant or their personal injury lawyer in Corona can decide on the minimum figure for an acceptable settlement. That figure does not need to be shared with anyone, but it serves as a guidepost. Aided by creation of their guideposts, claimants can start to negotiate with the designated adjuster. If the adjuster’s initial proposal qualifies as a “low ball offer,” then the claimant’s next action should involve creation of a letter.

That letter should seek an explanation for the adjuster’s low offer. Ideally, the adjuster will propose a bit higher figure. After hearing that higher figure, the claimant must see how close it comes to his or her minimum figure.

If the higher figure still falls well below that minimum figure, then it becomes the claimant’s job to present a strong argument in favor of a larger compensation. During this stage of the negotiations, it helps to challenge the adjuster with remarks that relate to one or more emotional issues.

Hopefully, the two parties (adjuster and claimant) do settle on the amount of money that will be delivered to the injured party. Normally, the parties reach an agreement while speaking on the phone. That method of agreement introduces the need for a written document.

The claimant should send a letter to the insurance company asking for confirmation of the amount that was discussed on the phone. That same letter ought to include an inquiry into the date when the insurance company plans to send its promised check. The check gets sent to the claimant’s lawyer, unless he or she had not sought any legal help.